{"id":43202,"date":"2026-01-15T16:13:58","date_gmt":"2026-01-16T02:13:58","guid":{"rendered":"http:\/\/hawaiiancouncil.org\/staging\/?page_id=43202"},"modified":"2026-02-02T11:37:44","modified_gmt":"2026-02-02T21:37:44","slug":"koa","status":"publish","type":"page","link":"https:\/\/hawaiiancouncil.org\/staging\/koa\/","title":{"rendered":"Koa Credit Builder Loan"},"content":{"rendered":"

[et_pb_section fb_built=”1″ next_background_color=”#ffffff” admin_label=”Header” module_class=”top-banner” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”41deg” background_color_gradient_stops=”#0a0000 0%|rgba(10,0,0,0.88) 40%|rgba(33,2,0,0.1) 100%” background_color_gradient_overlays_image=”on” background_image=”http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2026\/01\/opt-exclude-Koa-WEbBanner-01.jpg” background_enable_video_mp4=”off” background_enable_video_webm=”off” min_height=”400px” bottom_divider_style=”curve” bottom_divider_height=”53px” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” custom_margin=”||||false|false” custom_padding=”4vw||4vw||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”4.27.4″ _module_preset=”default” title_text_color=”#FFFFFF” title_font_size=”3.5em” title_line_height=”1.15em” global_colors_info=”{}”][\/et_pb_post_title][et_pb_text _builder_version=”4.27.4″ _module_preset=”41d5859c-fbaa-458a-88e4-5d886857f235″ text_font=”DM Sans||||||||” text_text_color=”#FFFFFF” text_font_size=”22px” text_line_height=”1.6em” header_3_font=”DM Serif Display||||||||” header_3_font_size=”24px” background_layout=”dark” custom_margin=”||||false|false” custom_padding=”|||22px|false|false” text_font_size_tablet=”16px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” border_width_left=”2px” border_color_left=”#ef8351″ locked=”off” global_colors_info=”{}”]<\/p>\n

Empowering individuals to build confidence, financial stability, and a brighter path forward<\/span><\/span><\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”41px||17px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_line_height=”1.7em” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” custom_padding=”0px|70px|0px|70px|false|false” custom_padding_tablet=”0px|70px|0px|70px|false|false” custom_padding_phone=”0px|22px|0px|22px|false|true” custom_padding_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”16px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

The Credit Builder Loan is designed to help community members strengthen their financial foundation and work toward future goals. By making small, manageable monthly payments, borrowers can\u00a0<\/span><\/span>establish<\/span>\u00a0<\/span>or improve their credit history,\u00a0<\/span><\/span>an important step<\/span>\u00a0<\/span>toward qualifying for larger opportunities such as car loans, mortgages, or business financing.<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Our Customers” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#efeee7″ background_image=”http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2026\/01\/opt-exclude-Koa-BG-02.jpg” background_position=”bottom_center” custom_padding=”||3vw||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”5ff55506-da7d-4dd7-b409-9d62c7203201″ text_font=”DM Serif Display||on||||||” text_text_color=”#565656″ text_font_size=”22px” text_line_height=”1.72em” background_color=”#efeee7″ module_alignment=”left” custom_padding=”40px|40px|40px|40px|false|false” custom_padding_tablet=”|40px||40px|false|false” custom_padding_phone=”40px|40px|40px|40px|false|false” custom_padding_last_edited=”on|phone” text_font_size_tablet=”22px” text_font_size_phone=”22px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”55px” header_font_size_last_edited=”off|desktop” border_radii=”on|20px|20px|20px|20px” locked=”off” global_colors_info=”{}”]<\/p>\n

In Hawaiian culture,\u00a0<\/span><\/span><\/span>koa<\/span><\/span><\/strong><\/em>\u00a0<\/strong><\/em>is more than just a tree.\u00a0<\/span><\/span>It\u2019s<\/span>\u00a0<\/span>a symbol of strength, courage, and resilience. From koa wood, Hawaiians carved their\u00a0<\/span><\/span><\/span>wa\u02bba<\/span><\/span><\/strong><\/em>\u00a0<\/span>(canoes), vessels that carried them across vast oceans and connected island communities<\/span><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#b64913″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/08\/HC_web_textile_orange-scaled.png” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”4px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text ul_item_indent=”35px” _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.8em” header_3_font=”DM Serif Display||||||||” header_3_text_color=”#677215″ header_3_font_size=”30px” background_color=”#efeee7″ custom_margin=”||||false|false” custom_padding=”40px|40px|38px|40px|false|false” custom_padding_tablet=”||40px||false|false” custom_padding_phone=”40px|40px|40px|40px|false|false” custom_padding_last_edited=”on|desktop” border_radii=”off|||20px|20px” border_width_top=”8px” border_color_top=”#e5c155″ box_shadow_style=”preset1″ global_colors_info=”{}”]<\/p>\n

What is the Credit Builder Loan Program?<\/strong><\/h3>\n

<\/strong><\/p>\n

Koa Credit Builder Loan is designed to help community members strengthen their financial foundation and work toward future goals. <\/span><\/p>\n

By making small, manageable monthly payments, borrowers can\u00a0establish\u00a0or improve their credit history,\u00a0an important step\u00a0toward qualifying for larger opportunities such as car loans, mortgages, or business financing. <\/span><\/p>\n

This product empowers individuals to build confidence, financial stability, and a brighter path forward.<\/span><\/p>\n

[\/et_pb_text][et_pb_text ul_item_indent=”35px” _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.8em” header_3_font=”DM Serif Display||||||||” header_3_text_color=”#677215″ header_3_font_size=”30px” background_color=”#efeee7″ custom_padding=”40px|40px|40px|40px|false|false” border_radii=”off|||20px|20px” border_color_all=”#e5c155″ border_width_top=”8px” box_shadow_style=”preset1″ global_colors_info=”{}”]<\/p>\n

Why is building credit important?<\/strong><\/h3>\n

<\/strong><\/p>\n

A strong credit score can help you rent a home, buy a car, qualify for lower interest rates, and even secure a job. <\/span><\/p>\n

The\u00a0<\/span><\/span>Koa<\/span>\u00a0<\/span>Loan Program can\u00a0<\/span><\/span>possibly help<\/span>\u00a0<\/span>you build positive credit history by reporting on-time loan payments to the credit bureaus.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_line_height=”1.8em” header_3_font=”DM Serif Display||||||||” header_3_text_color=”#677215″ header_3_font_size=”30px” background_color=”#efeee7″ custom_padding=”40px|40px|18px|40px|false|false” custom_padding_tablet=”||40px||false|false” custom_padding_phone=”||40px||false|false” custom_padding_last_edited=”on|phone” border_radii=”off|||20px|20px” border_width_top=”8px” border_color_top=”#e5c155″ box_shadow_style=”preset1″ global_colors_info=”{}”]<\/p>\n

Who Can Apply<\/strong><\/h3>\n

To qualify, you must:\u202f\u00a0<\/strong><\/p>\n

    \n
  • Hawai\u2018i residents<\/li>\n
  • Be 18 years or older<\/li>\n
  • Show proof of income (ability to repay)<\/li>\n
  • Have no\u00a0late payments\u00a0or bankruptcy discharge in the last 3 months<\/li>\n
  • Complete a Financial Empowerment course<\/li>\n
  • Set up automatic payments<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text ul_item_indent=”35px” _builder_version=”4.27.4″ _module_preset=”default” text_line_height=”1.8em” header_3_font=”DM Serif Display||||||||” header_3_text_color=”#677215″ header_3_font_size=”30px” background_color=”#efeee7″ custom_padding=”40px|40px|0px|40px|false|false” border_radii=”off|||20px|20px” border_color_all=”#e5c155″ border_width_top=”8px” box_shadow_style=”preset1″ global_colors_info=”{}”]<\/p>\n

    How It Works<\/strong><\/strong><\/h3>\n

    If approved,\u00a0you\u2019ll:<\/strong>\u202f<\/span>\u00a0<\/span><\/span><\/p>\n

      \n
    • Complete a financial empowerment course\u202f<\/span>\u00a0<\/span><\/li>\n
    • Receive a $2,500.00 loan\u202f<\/span>\u00a0<\/span><\/li>\n
    • Make monthly payments<\/span>\u00a0<\/span><\/li>\n
    • Have each on-time payment reported to the credit bureaus to help build your credit\u202f<\/span>\u00a0<\/span><\/li>\n<\/ul>\n
        <\/ul>\n
          <\/ul>\n

          [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” admin_label=”Testimonials” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_stops=”#efeee7 0%|rgba(215,209,201,0.61) 100%” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/08\/HC_web_brainstormsdrafts2222-1-scaled.png” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_line_height=”1.8em” header_3_font=”DM Serif Display||||||||” header_3_text_color=”#b64913″ header_3_font_size=”30px” background_color=”RGBA(255,255,255,0)” custom_padding=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

          Loan Details<\/strong><\/h3>\n\n\n\n\n\n\n\n\n\n
          Feature<\/strong><\/td>\nDescription<\/strong><\/td>\n<\/tr>\n
          Loan Amount<\/td>\n$2,500<\/td>\n<\/tr>\n
          Loan Term<\/td>\nUp to 30 Months<\/td>\n<\/tr>\n
          Interest<\/td>\n8%<\/td>\n<\/tr>\n
          Monthly Payment<\/td>\n92.22 at a 30-month repayment period\u202f<\/span><\/span><\/td>\n<\/tr>\n
          Loan Fee<\/td>\n2%<\/td>\n<\/tr>\n
          Requirements<\/td>\n\n

          Automatic payments<\/span><\/span><\/p>\n

          *financial literacy course completion<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          *You do not need to complete the course before applying, but it\u00a0<\/span><\/span>must\u00a0<\/span><\/span><\/strong>be completed before\u00a0<\/span>funds are released<\/span>.<\/span><\/span><\/p>\n

          [\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_line_height=”1.8em” header_3_font=”DM Serif Display||||||||” header_3_text_color=”#677215″ header_3_font_size=”30px” background_color=”#ffffff” custom_padding=”40px|40px|40px|40px|false|false” hover_enabled=”0″ border_radii=”on|20px|20px|20px|20px” box_shadow_style=”preset1″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

          E kala mai, and mahalo for your interest in the Koa Loan Application.<\/strong><\/h3>\n

          We have reached the maximum number of applications we are able to process at this time. As a result, the Koa application portal has been temporarily suspended.<\/p>\n

          Our team is committed to reviewing all submitted applications with care. We appreciate your patience and understanding as we work through the current volume.<\/p>\n

          Mahalo nui loa,
          The Loan Fund Team<\/p>\n

          [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_line_height=”1.8em” header_3_font=”DM Serif Display||||||||” header_3_text_color=”#677215″ header_3_font_size=”30px” background_color=”#ffffff” custom_padding=”40px|40px|40px|40px|false|false” border_radii=”on|20px|20px|20px|20px” box_shadow_style=”preset1″ global_colors_info=”{}” disabled_on=”on|on|on” disabled=”on”]<\/p>\n

          Ready to start <\/strong>building your credit & growing your savings?<\/strong><\/h3>\n

          [\/et_pb_text][et_pb_button button_url=”https:\/\/app.lenderfit.io\/apply\/ourpak.d6f” button_text=”Click Here to Complete Application” button_alignment=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”#b64913″ button_border_radius=”40px” custom_padding=”|30px||30px|false|false” global_colors_info=”{}” disabled_on=”on|on|on” disabled=”on”][\/et_pb_button][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_line_height=”15px” global_colors_info=”{}” disabled_on=”on|on|on” disabled=”on”]<\/p>\n

          Need help applying? <\/span><\/p>\n

          Email loanfund@hawaiiancouncil.org <\/span><\/p>\n

          or call (808) 596-8155<\/span><\/p>\n

          [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”||on||||||” text_font_size=”13px” global_colors_info=”{}”]<\/p>\n

          No statement on this site is a commitment to make a loan. This program is intended to build credit but lender does not guarantee approval. Loans are subject to borrower qualifications, including but not limited to eligibility for the program and final credit approval. Approvals are subject to underwriting and program guidelines and are subject to change without notice. Lender makes no representation, warranty, or guarantee that a borrower\u2019s credit will improve after completing the loan program.<\/p>\n

          [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/08\/cnha-backdrop-v2.png” background_enable_image=”off” background_size=”contain” background_position=”bottom_right” custom_padding=”0px||0px||false|false” global_module=”1202″ saved_tabs=”all” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/08\/HawaiianCouncil-Logo-Black-1.png” title_text=”HawaiianCouncil-Logo-Black 1″ _builder_version=”4.27.4″ _module_preset=”default” width=”33%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.17.6″ _module_preset=”default” header_2_text_align=”center” header_2_font_size=”3em” global_colors_info=”{}”]<\/p>\n

          What We Do<\/h2>\n

          [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.19.1″ _module_preset=”default” max_width=”1280px” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Rent & Mortgage Relief” image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/08\/thumb_rent-mortage-relief.jpg” alt=”Rent & Mortgage Relief Thumbnail” _builder_version=”4.19.2″ _module_preset=”default” header_level=”h3″ body_font_size=”16px” body_line_height=”1.5em” use_background_color_gradient=”off” global_colors_info=”{}”]<\/p>\n

          We can help you find the resources you need for your \u02bbohana to thrive -from mortage to utilities and assistance programs.<\/p>\n

          [\/et_pb_blurb][et_pb_button button_url=”http:\/\/hawaiiancouncil.org\/staging\/quiz” url_new_window=”on” button_text=”See if you qualify” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”94ef7aca-dcd9-4f9d-93b2-efa3466cebc7″ custom_button=”on” button_text_size=”14px” button_text_color=”#b64913″ button_border_width=”1px” button_border_color=”#b64913″ button_border_radius=”37px” button_font=”DM Sans|700||on|||||” custom_padding=”12px|22px|12px|22px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#b64913″ button_bg_enable_color__hover=”on” button_border_width__hover_enabled=”on|desktop” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Kilohana” image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2023\/10\/pexels-jess-loiterton-4321407.jpg” alt=”Kilohana Collective Thumbnail” _builder_version=”4.22.2″ _module_preset=”default” header_level=”h3″ body_font_size=”16px” body_line_height=”1.5em” use_background_color_gradient=”off” global_colors_info=”{}”]<\/p>\n

          Kilohana is a collaborative of complementary change agents committed to fulfilling HTA\u2019s vision and specific directives.<\/p>\n

          [\/et_pb_blurb][et_pb_button button_url=”https:\/\/www.hawaiitourismauthority.org\/media\/4286\/hta-strategic-plan-2020-2025.pdf” url_new_window=”on” button_text=”See HTA’s Strategic Plan” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”94ef7aca-dcd9-4f9d-93b2-efa3466cebc7″ custom_button=”on” button_text_size=”14px” button_text_color=”#b64913″ button_border_width=”1px” button_border_color=”#b64913″ button_border_radius=”37px” button_font=”DM Sans|700||on|||||” custom_padding=”12px|22px|12px|22px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#b64913″ button_bg_enable_color__hover=”on” button_text_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_border_width__hover_enabled=”on|desktop” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Community Programs” image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/08\/thumb_community-programs.jpg” alt=”Community Programs Thumbnail” _builder_version=”4.17.6″ _module_preset=”default” header_level=”h3″ body_font_size=”16px” body_line_height=”1.5em” use_background_color_gradient=”off” global_colors_info=”{}”]<\/p>\n

          Our community programs work with members of our community to develop the skills and resources needed to thrive.<\/p>\n

          [\/et_pb_blurb][et_pb_button button_url=”\/programs” button_text=”Community Programs” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”94ef7aca-dcd9-4f9d-93b2-efa3466cebc7″ custom_button=”on” button_text_size=”14px” button_text_color=”#b64913″ button_border_width=”1px” button_border_color=”#b64913″ button_border_radius=”37px” button_font=”DM Sans|700||on|||||” custom_padding=”12px|22px|12px|22px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#b64913″ button_bg_enable_color__hover=”on” button_text_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_border_width__hover_enabled=”on|desktop” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Join Our Community” image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/08\/thumb_join-community.jpg” alt=”Membership Thumbnail” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ body_font_size=”16px” body_line_height=”1.5em” use_background_color_gradient=”off” global_colors_info=”{}”]<\/p>\n

          Become a Hawaiian Council member to get the opportunity to join other k\u0101naka in lifting, empowering and inspiring our l\u0101hui.<\/p>\n

          [\/et_pb_blurb][et_pb_button button_url=”https:\/\/www.memberplanet.com\/Groups\/GroupJoinLoginNew.aspx?ISPUB=true&invitee=r1eb48693k3rp” url_new_window=”on” button_text=”Become a member” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”94ef7aca-dcd9-4f9d-93b2-efa3466cebc7″ custom_button=”on” button_text_size=”14px” button_text_color=”#b64913″ button_border_width=”1px” button_border_color=”#b64913″ button_border_radius=”37px” button_font=”DM Sans|700||on|||||” custom_padding=”12px|22px|12px|22px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#b64913″ button_bg_enable_color__hover=”on” button_text_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_border_width__hover_enabled=”on|desktop” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#e0e0d9″ use_background_color_gradient=”on” background_color_gradient_direction=”203deg” background_color_gradient_stops=”#f7f7f7 0%|#e0e0d9 100%” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/08\/lashing-vert-01-scaled.png” border_radii=”on|45px|45px|45px|45px” border_width_all=”20px” border_color_all=”#FFFFFF” global_module=”1203″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” module_alignment=”center” custom_margin=”|401px||auto||” custom_padding=”|1px||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”DM Serif Display||||||||” text_text_color=”#b64913″ text_font_size=”2em” text_letter_spacing=”0.5px” text_line_height=”1.5em” header_2_text_align=”center” header_2_font_size=”3em” text_orientation=”center” width=”100%” max_width=”900px” module_alignment=”center” custom_margin=”|-97px||86px||” custom_padding=”|||0px||” text_font_size_tablet=”” text_font_size_phone=”1.6em” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]Questions regarding our programs and services?<\/span><\/p>\n

          Call us at 808-596-8155<\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

          Empowering individuals to build confidence, financial stability, and a brighter path forwardThe Credit Builder Loan is designed to help community members strengthen their financial foundation and work toward future goals. By making small, manageable monthly payments, borrowers can\u00a0establish\u00a0or improve their credit history,\u00a0an important step\u00a0toward qualifying for larger opportunities such as car loans, mortgages, or business […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

          \r\n

          OUR COMMUNITY<\/span><\/h1>\r\n<\/div>\r\n
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          JOIN THE CNHA\u00a0MEMBERSHIP<\/span><\/span><\/span><\/h1>\r\n<\/div>\r\n
          \r\n