{"id":40655,"date":"2025-07-09T15:59:52","date_gmt":"2025-07-10T01:59:52","guid":{"rendered":"http:\/\/hawaiiancouncil.org\/staging\/?page_id=40655"},"modified":"2026-03-10T09:32:17","modified_gmt":"2026-03-10T19:32:17","slug":"cnha-housing-counseling","status":"publish","type":"page","link":"https:\/\/hawaiiancouncil.org\/staging\/programs\/cnha-housing-counseling\/","title":{"rendered":"Hawaiian Council Housing Counseling"},"content":{"rendered":"

[et_pb_section fb_built=”1″ next_background_color=”#f5f3ee” admin_label=”Header” module_class=”top-banner” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”41deg” background_color_gradient_stops=”#0a0000 0%|rgba(10,0,0,0.88) 40%|rgba(33,2,0,0.1) 100%” background_color_gradient_overlays_image=”on” background_image=”http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/opt-exclude-StreamBanner-03-scaled.jpg” background_enable_video_mp4=”off” background_enable_video_webm=”off” min_height=”400px” bottom_divider_style=”curve” bottom_divider_height=”53px” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” custom_margin=”||||false|false” custom_padding=”4vw||4vw||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”4.27.4″ _module_preset=”default” title_text_color=”#FFFFFF” title_font_size=”3.5em” title_line_height=”1.15em” global_colors_info=”{}”][\/et_pb_post_title][et_pb_text _builder_version=”4.27.4″ _module_preset=”41d5859c-fbaa-458a-88e4-5d886857f235″ text_font=”DM Sans||||||||” text_text_color=”#FFFFFF” text_font_size=”22px” text_line_height=”1.6em” header_3_font=”DM Serif Display||||||||” header_3_font_size=”24px” background_layout=”dark” custom_margin=”||||false|false” custom_padding=”|||22px|false|false” text_font_size_tablet=”16px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” border_width_left=”2px” border_color_left=”#ef8351″ locked=”off” global_colors_info=”{}”]<\/p>\n

Ho\u02bbom\u0101kaukau i ka w\u0101 ikaika, i \u02bbole e \u02bbeha i ka w\u0101 pilikia.
<\/strong>Prepare during times of strength, so you won\u2019t suffer during times of hardship.<\/em><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Our Customers” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f5f3ee” use_background_color_gradient=”on” background_color_gradient_stops=”#f5f3ee 0%|rgba(227,214,202,0.33) 37%|rgba(224,210,197,0.46) 100%” background_color_gradient_overlays_image=”on” background_enable_image=”off” background_position=”bottom_center” custom_padding=”||3vw||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”df96b77a-cd4f-44a8-a771-2d6347592b53″ text_font=”DM Serif Display||||||||” text_text_color=”#011d21″ text_font_size=”39px” text_line_height=”1.15em” header_text_align=”center” header_2_font=”DM Serif Display||||||||” header_2_text_align=”center” header_2_text_color=”#b64913″ header_2_font_size=”39px” header_3_font=”DM Serif Display||||||||” header_3_text_align=”left” header_3_text_color=”#093532″ header_3_font_size=”50px” header_3_letter_spacing=”-0.02em” header_3_line_height=”1.15em” max_width=”820px” module_alignment=”center” header_2_font_size_tablet=”32px” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”32px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

Our Purpose<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Loan-Recipients.jpg” alt=”Pouring water into the plant out of a wooden gourd” title_text=”Loan-Recipients” align=”center” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”5ff55506-da7d-4dd7-b409-9d62c7203201″ text_font=”DM Sans||||||||” text_text_color=”#2e2e2e” text_line_height=”1.72em” module_alignment=”left” text_font_size_tablet=”15px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”55px” header_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

In Hawaiian culture, financial well-being is not just about individual success; it reflects our relationships\u2014our kuleana to \u02bbohana, our care for community, and our stewardship of \u02bb\u0101ina. By embracing values of foresight, balance, and responsibility, we honor our ancestors and empower future generations. Saving, planning, and investing with intention are not merely financial practices\u2014they are expressions of m\u0101lama and aloha that ensure the strength of our people, even in times of uncertainty.<\/p>\n

The Hawaiian Council, a Hawai\u02bbi non-profit, a HUD Certified Housing Counseling Affiliate and a Certified Community Development Financial Institution (CDFI), provides Pre-Purchase Housing Counseling services throughout the State of Hawai\u02bbi. Hawaiian Council is a statewide service provider with offices on O\u02bbahu and Maui.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”16px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_orientation=”center” max_width=”60%” module_alignment=”center” min_height=”128.2px” global_colors_info=”{}”]<\/p>\n

<\/i>\u00a0\u00a0 or \u00a0 <\/i><\/p>\n

For questions regarding our HUD Housing Counseling Programs, please email
housingcounseling@hawaiiancouncil.org
or call our main line at 808-596-8155<\/p>\n

If you are interested in connecting with our
Housing Counseling Department for Housing Counseling or Financial Empowerment Workshops please fill out our Interest form below.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/forms.office.com\/pages\/responsepage.aspx?id=1YQVEiIoq0GK2g_uOCGo7lXWunx5mk1IqrqHRxFl2ZdUQ1A5TVZGNU4xU081RUtRM0MwSk0yTU1FUS4u&origin=QRCode&qrcodeorigin=presentation&route=shorturl” button_text=”Fill Out Our Interest Form” button_alignment=”center” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”eligible-expenses” _builder_version=”4.19.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”153deg” background_color_gradient_stops=”rgba(224,201,118,0.44) 0%|rgba(255,234,226,0.88) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/11\/e7fed7_97a140a774044bddadc8fa57289ba36f_mv2_v1.jpg” custom_padding=”0px||||false|false” bottom_divider_style=”triangle” bottom_divider_color=”#FFFFFF” bottom_divider_height=”13px” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” vertical_offset=”33px” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Housing Counseling Programs and Services” image_icon_width=”96px” content_max_width=”700px” image_icon_width_tablet=”96px” image_icon_width_phone=”50px” image_icon_width_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h2″ header_text_align=”center” header_font_size=”3em” use_background_color_gradient=”off” header_font_size_tablet=”3em” header_font_size_phone=”2em” header_font_size_last_edited=”on|phone” custom_css_blurb_title=”margin-top: -10px;” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Programs and Services” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”contain” background_position=”bottom_left” locked=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” admin_label=”Row” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”1320px” custom_margin=”-80px||||false|false” custom_margin_tablet=”-120px||||false|false” custom_margin_phone=”-90px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”32px|30px|32px|30px|true|true” custom_padding_tablet=”40px|30px|40px|30px|true|true” custom_padding_phone=”20px|20px|10px|20px|false|true” border_radii=”off|10px|10px||” box_shadow_style=”preset3″ box_shadow_vertical=”40px” box_shadow_blur=”60px” box_shadow_spread=”-10px” box_shadow_color=”rgba(0,0,0,0.12)” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_cta title=”Understanding Loan Options” admin_label=”Understanding Loan Options” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_text_align=”left” header_font_size=”40px” body_text_align=”left” background_color=”#002328″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-03-light.jpg” background_position=”center_right” custom_button=”on” button_text_size=”15px” button_border_width=”1px” button_border_radius=”50px” button_letter_spacing=”0.5px” button_font=”|||on|||||” button_use_icon=”off” button_alignment=”left” button_custom_padding=”12px|28px|12px|28px|true|true” header_font_size_tablet=”” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”22px” body_font_size_phone=”19px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”15px” button_text_size_phone=”12px” button_text_size_last_edited=”on|phone” custom_css_promo_title=”margin-top: 140px;” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color_gradient_overlays_image__hover=”on” background_image__hover=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-02.jpg” background_enable_image__hover=”on” background_color_gradient_stops__hover=”#210400 0%|rgba(51,20,0,0.98) 45%|rgba(99,64,18,0.81) 100%” background__hover_enabled=”on|hover”]<\/p>\n

Learn the differences between VA, Conventional, FHA, USDA Rural, and NAHASDA loans to help you make informed decisions about buying or building a home. Each loan type has different benefits, eligibility requirements, and processes. We\u2019ll help you understand which options might be best for your situation.<\/p>\n

[\/et_pb_cta][et_pb_cta title=”Why Credit Matters” disabled_on=”off|off|off” admin_label=”Why Credit Matters” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_text_align=”left” header_font_size=”40px” body_text_align=”left” background_color=”#002328″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-03-light.jpg” background_position=”center_right” custom_button=”on” button_text_size=”15px” button_border_width=”1px” button_border_radius=”50px” button_letter_spacing=”0.5px” button_font=”|||on|||||” button_use_icon=”off” button_alignment=”left” button_custom_padding=”12px|28px|12px|28px|true|true” header_font_size_tablet=”” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”22px” body_font_size_phone=”19px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”15px” button_text_size_phone=”12px” button_text_size_last_edited=”on|phone” custom_css_promo_title=”margin-top: 140px;” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color_gradient_overlays_image__hover=”on” background_image__hover=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-02.jpg” background_enable_image__hover=”on” background_color_gradient_stops__hover=”#210400 0%|rgba(51,20,0,0.98) 45%|rgba(99,64,18,0.81) 100%” background__hover_enabled=”on|hover”]<\/p>\n

Your credit score affects more than just loan approvals\u2014it can impact your ability to rent a home, buy a car, apply for jobs, and get lower interest rates. We will show you how credit works, why it matters, and how you can improve or repair your credit with practical steps.<\/p>\n

[\/et_pb_cta][et_pb_cta title=”Creating a household budget” disabled_on=”off|off|off” admin_label=”Creating a household budget” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_text_align=”left” header_font_size=”40px” body_text_align=”left” background_color=”#002328″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-03-light.jpg” background_position=”center_right” custom_button=”on” button_text_size=”15px” button_border_width=”1px” button_border_radius=”50px” button_letter_spacing=”0.5px” button_font=”|||on|||||” button_use_icon=”off” button_alignment=”left” button_custom_padding=”12px|28px|12px|28px|true|true” header_font_size_tablet=”” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”22px” body_font_size_phone=”19px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”15px” button_text_size_phone=”12px” button_text_size_last_edited=”on|phone” custom_css_promo_title=”margin-top: 140px;” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color_gradient_overlays_image__hover=”on” background_image__hover=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-02.jpg” background_enable_image__hover=”on” background_color_gradient_stops__hover=”#210400 0%|rgba(51,20,0,0.98) 45%|rgba(99,64,18,0.81) 100%” background__hover_enabled=”on|hover”]<\/p>\n

Many people don\u2019t realize where their money goes each month. We\u2019ll teach you how to track your income and expenses, create a budget that works for your \u02bbohana, and set financial goals that support your future.<\/p>\n

[\/et_pb_cta][et_pb_cta title=”Navigating the home buying process” disabled_on=”off|off|off” admin_label=”Navigating the home buying process: ” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_text_align=”left” header_font_size=”40px” body_text_align=”left” background_color=”#002328″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-02-light.jpg” background_position=”center_right” custom_button=”on” button_text_size=”15px” button_border_width=”1px” button_border_radius=”50px” button_letter_spacing=”0.5px” button_font=”|||on|||||” button_use_icon=”off” button_alignment=”left” button_custom_padding=”12px|28px|12px|28px|true|true” header_font_size_tablet=”” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”22px” body_font_size_phone=”19px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”15px” button_text_size_phone=”12px” button_text_size_last_edited=”on|phone” custom_css_promo_title=”margin-top: 140px;” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color_gradient_overlays_image__hover=”on” background_image__hover=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-02.jpg” background_enable_image__hover=”on” background_color_gradient_stops__hover=”#210400 0%|rgba(51,20,0,0.98) 45%|rgba(99,64,18,0.81) 100%” background__hover_enabled=”on|hover”]<\/p>\n

Buying a home can feel overwhelming. We can help you break it down step-by-step\u2014from preparing financially to closing on a property\u2014so you know what to expect and how to move forward with confidence.<\/p>\n

[\/et_pb_cta][et_pb_cta title=”Understanding tenant rights and responsibilities” disabled_on=”off|off|off” admin_label=”Understanding tenant rights and responsibilities” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_text_align=”left” header_font_size=”40px” body_text_align=”left” background_color=”#002328″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-03-light.jpg” background_position=”center_right” custom_button=”on” button_text_size=”15px” button_border_width=”1px” button_border_radius=”50px” button_letter_spacing=”0.5px” button_font=”|||on|||||” button_use_icon=”off” button_alignment=”left” button_custom_padding=”12px|28px|12px|28px|true|true” header_font_size_tablet=”” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”22px” body_font_size_phone=”19px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”15px” button_text_size_phone=”12px” button_text_size_last_edited=”on|phone” custom_css_promo_title=”margin-top: 140px;” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color_gradient_overlays_image__hover=”on” background_image__hover=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-02.jpg” background_enable_image__hover=”on” background_color_gradient_stops__hover=”#210400 0%|rgba(51,20,0,0.98) 45%|rgba(99,64,18,0.81) 100%” background__hover_enabled=”on|hover”]<\/p>\n

Do you know what your landlord is legally responsible for? Many renters worry about speaking up for fear of rent increases or eviction. We can help explain your rights as a tenant and offers tips on how to advocate for yourself while maintaining a positive landlord-tenant relationship.<\/p>\n

[\/et_pb_cta][et_pb_cta title=”Avoiding predatory lending” disabled_on=”off|off|off” admin_label=”Avoiding predatory lending” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_text_align=”left” header_font_size=”40px” body_text_align=”left” background_color=”#002328″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-03-light.jpg” background_position=”center_right” custom_button=”on” button_text_size=”15px” button_border_width=”1px” button_border_radius=”50px” button_letter_spacing=”0.5px” button_font=”|||on|||||” button_use_icon=”off” button_alignment=”left” button_custom_padding=”12px|28px|12px|28px|true|true” header_font_size_tablet=”” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”22px” body_font_size_phone=”19px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”15px” button_text_size_phone=”12px” button_text_size_last_edited=”on|phone” custom_css_promo_title=”margin-top: 140px;” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color_gradient_overlays_image__hover=”on” background_image__hover=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ulu-02.jpg” background_enable_image__hover=”on” background_color_gradient_stops__hover=”#210400 0%|rgba(51,20,0,0.98) 45%|rgba(99,64,18,0.81) 100%” background__hover_enabled=”on|hover”]<\/p>\n

Scammers often target community members with offers that seem too good to be true. Learn how to spot red flags, protect your personal information, and avoid high-cost loans that can trap you in debt.<\/p>\n

[\/et_pb_cta][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font=”|700|||||||” header_2_font_size=”30px” custom_padding=”15px||||false|false” global_colors_info=”{}”]<\/p>\n

Other Available Resources<\/h2>\n

[\/et_pb_text][et_pb_cta title=”DHHL Wildfire Relief Program” button_url=”http:\/\/hawaiiancouncil.org\/staging\/helpmaui\/dhhlwildfire\/” url_new_window=”on” button_text=”Visit the webpage” disabled_on=”off|off|off” admin_label=”DHHL Wildfire Relief Program” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_text_align=”left” header_font_size=”40px” body_text_align=”left” background_color=”#002328″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ocean-01-Light.jpg” background_position=”center_right” custom_button=”on” button_text_size=”15px” button_border_width=”1px” button_border_radius=”50px” button_letter_spacing=”0.5px” button_font=”|||on|||||” button_use_icon=”off” button_alignment=”left” button_custom_padding=”12px|28px|12px|28px|true|true” header_font_size_tablet=”” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”22px” body_font_size_phone=”19px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”15px” button_text_size_phone=”12px” button_text_size_last_edited=”on|phone” custom_css_promo_title=”margin-top: 140px;” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color_gradient_overlays_image__hover=”on” background_image__hover=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ocean-02.jpg” background_enable_image__hover=”on” background_color_gradient_stops__hover=”#210400 0%|rgba(51,20,0,0.98) 45%|rgba(99,64,18,0.81) 100%” background__hover_enabled=”on|hover”]<\/p>\n

For Native Hawaiian families who are unable to pay rent and utilities due to the wildfires on Maui and Hawai\u2019i Island. In partnership with the Department of Hawaiian Home Lands (DHHL), we are providing emergency rental assistance to Native Hawaiian families eligible to reside on Hawaiian Home Lands, including Lessees, Undivided Interest Lessees, and applicants on the DHHL Waiting List. Through this program we offer optional Housing Counseling Services.<\/p>\n

[\/et_pb_cta][et_pb_cta title=”K\u016bpuna Rental Subsidy Program” button_url=”http:\/\/hawaiiancouncil.org\/staging\/kupuna\/” url_new_window=”on” button_text=”Visit the webpage” disabled_on=”off|off|off” admin_label=”K\u016bpuna Rental Subsidy Program” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_text_align=”left” header_font_size=”40px” body_text_align=”left” background_color=”#002328″ background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ocean-01-Light.jpg” background_position=”center_right” custom_button=”on” button_text_size=”15px” button_border_width=”1px” button_border_radius=”50px” button_letter_spacing=”0.5px” button_font=”|||on|||||” button_use_icon=”off” button_alignment=”left” button_custom_padding=”12px|28px|12px|28px|true|true” header_font_size_tablet=”” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”22px” body_font_size_phone=”19px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”15px” button_text_size_phone=”12px” button_text_size_last_edited=”on|phone” custom_css_promo_title=”margin-top: 140px;” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color_gradient_overlays_image__hover=”on” background_image__hover=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/Ocean-02.jpg” background_enable_image__hover=”on” background_color_gradient_stops__hover=”#210400 0%|rgba(51,20,0,0.98) 45%|rgba(99,64,18,0.81) 100%” background__hover_enabled=”on|hover”]<\/p>\n

In partnership with the Department of Hawaiian Home Lands (DHHL), the Hawaiian Council is providing rental subsidies for eligible k\u016bpuna (62 years or older) on the DHHL Wait List in Hawai\u02bbi. The rental subsidies will allow k\u016bpuna in need to remain safely housed in their rental unit and position themselves to accept a DHHL lease when they are awarded. Through this program we offer mandatory Housing Counseling Services.<\/p>\n

[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”eligible-expenses” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”153deg” background_color_gradient_stops=”rgba(224,201,118,0.44) 0%|rgba(255,234,226,0.88) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/11\/e7fed7_97a140a774044bddadc8fa57289ba36f_mv2_v1.jpg” custom_padding=”0px||||false|false” bottom_divider_color=”#FFFFFF” bottom_divider_height=”13px” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” vertical_offset=”33px” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Meet Our Certified HUD Counselors” image_icon_width=”96px” content_max_width=”700px” image_icon_width_tablet=”96px” image_icon_width_phone=”50px” image_icon_width_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h2″ header_text_align=”center” header_font_size=”3em” use_background_color_gradient=”off” header_font_size_tablet=”3em” header_font_size_phone=”2em” header_font_size_last_edited=”on|phone” custom_css_blurb_title=”margin-top: -10px;” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” min_height=”709.5px” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”|40px||40px|false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Leona Hosea” image_url=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/05\/leona.jpg” _builder_version=”4.27.4″ _module_preset=”default” header_font_size=”26px” position_text_color=”#919191″ position_font_size=”19px” text_orientation=”center” custom_margin=”||||false|false” custom_padding=”||||false|false” custom_css_member_image=”max-width: 220px;||margin: 0 auto;” custom_css_title=”margin: 30px 0 10px 0;” border_radii_image=”on|150px|150px|150px|150px” locked=”off” global_colors_info=”{}”]<\/p>\n

Kapolei<\/p>\n

[\/et_pb_team_member][et_pb_team_member name=”Kane Lindsey” image_url=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2023\/06\/Kaneheilua-Lindsey-CDL.png” _builder_version=”4.27.4″ _module_preset=”default” header_font_size=”26px” position_text_color=”#919191″ position_font_size=”19px” text_orientation=”center” custom_padding=”0px||||false|false” hover_enabled=”0″ custom_css_member_image=”max-width: 220px;||margin: 0 auto;” custom_css_title=”margin: 30px 0 10px 0;” border_radii_image=”on|150px|150px|150px|150px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″ title_text=”Kaneheilua Lindsey – CDL”]<\/p>\n

Kapolei<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Kukui Keahi ” image_url=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2024\/03\/Kukui.png” _builder_version=”4.27.4″ _module_preset=”default” header_font_size=”26px” position_text_color=”#919191″ position_font_size=”19px” text_orientation=”center” custom_padding=”0px||||false|false” custom_css_member_image=”max-width: 220px;||margin: 0 auto;” custom_css_title=”margin: 30px 0 10px 0;” border_radii_image=”on|150px|150px|150px|150px” locked=”off” global_colors_info=”{}”]<\/p>\n

Kahului, Lahaina<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Mokihana Komoda” image_url=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/05\/moki.jpg” _builder_version=”4.27.4″ _module_preset=”default” header_font_size=”26px” position_text_color=”#919191″ position_font_size=”19px” text_orientation=”center” custom_margin=”||||false|false” custom_padding=”||||false|false” custom_css_member_image=”max-width: 220px;||margin: 0 auto;” custom_css_title=”margin: 30px 0 10px 0;” border_radii_image=”on|150px|150px|150px|150px” locked=”off” global_colors_info=”{}”]<\/p>\n

Kapolei<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Jazmin Twining” image_url=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/07\/WebPortraits20.jpg” _builder_version=”4.27.4″ _module_preset=”default” header_font_size=”26px” position_text_color=”#919191″ position_font_size=”19px” text_orientation=”center” custom_padding=”0px||||false|false” custom_css_member_image=”max-width: 220px;||margin: 0 auto;” custom_css_title=”margin: 30px 0 10px 0;” border_radii_image=”on|150px|150px|150px|150px” locked=”off” global_colors_info=”{}”]<\/p>\n

Kapolei<\/p>\n

[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”|40px||40px|false|false” global_colors_info=”{}”]<\/p>\n

Counseling is available for you in-person and virtually. For in-person support, you may schedule an appointment with our counselors at:<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” module_alignment=”right” custom_padding=”|0px||0px|false|false” module_alignment_tablet=”right” module_alignment_phone=”center” module_alignment_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Kahului Location<\/strong>
153 E Kamehameha Ave, Ste 101,
Kahului, HI 96732<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” module_alignment=”left” custom_padding=”|0px||0px|false|false” hover_enabled=”0″ module_alignment_tablet=”left” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Kapolei Location<\/strong>
91-1270 Kinoiki Street, Bldg 1,<\/span>
Kapolei, HI 96707<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” admin_label=”Testimonials” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_stops=”#efeee7 0%|rgba(215,209,201,0.61) 100%” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/08\/HC_web_brainstormsdrafts2222-1-scaled.png” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#B64913″ width=”100%” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” border_radii=”on|45px|45px|45px|45px” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”534cc526-6274-4e31-9e1a-7f18a5947bf1″ header_text_color=”#FFFFFF” header_2_font=”DM Sans|700|||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”19px” header_2_line_height=”1.5em” header_4_font=”DM Sans|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”19px” header_4_line_height=”1.5em” width=”90%” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”85%” module_alignment=”center” custom_margin=”15px||15px||false|false” custom_padding=”|0px||0px|false|false” custom_padding_tablet=”” custom_padding_phone=”|20px||20px|false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”14px” header_2_font_size_phone=”14px” header_2_font_size_last_edited=”on|tablet” header_4_font_size_tablet=”14px” header_4_font_size_phone=”” header_4_font_size_last_edited=”on|tablet” module_alignment_tablet=”center” module_alignment_phone=”center” module_alignment_last_edited=”on|desktop” custom_css_after=”content: ”;||border-bottom: 3px solid #EF8351;||width: 52px;||display: block;” border_color_bottom=”#E09900″ locked=”off” global_colors_info=”{}”]<\/p>\n

Testimonials<\/h2>\n

[\/et_pb_text][et_pb_slider arrows_custom_color=”RGBA(255,255,255,0)” _builder_version=”4.27.4″ _module_preset=”default” body_text_color=”#e5c155″ body_font_size=”16px” body_quote_border_color=”#104C51″ body_quote_text_align=”left” body_quote_text_color=”#FFFFFF” body_quote_font_size=”18px” background_color=”RGBA(255,255,255,0)” max_width=”90%” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”10px||10px||false|false” custom_padding_tablet=”10px||10px||false|false” custom_padding_phone=”10px||10px||false|false” custom_padding_last_edited=”on|desktop” border_color_all=”RGBA(255,255,255,0)” global_colors_info=”{}”][et_pb_slide _builder_version=”4.27.4″ _module_preset=”default” header_level=”h2″ header_text_color=”#FFFFFF” body_text_color=”#FFFFFF” body_quote_border_color=”#0C3233″ global_colors_info=”{}” sticky_transition=”on”]<\/p>\n

\n

\u201cOur \u02bbohana was blessed to receive the K\u0101ko\u02bbo Maui Pre-Development Grant\u2014it gave us hope and allowed us to start rebuilding sooner than we ever imagined. At first, we didn\u2019t think the CNHA Financial Empowerment Workshop was for us\u2014we were already homeowners. But it ended up being a lifeline. It gave us the confidence and knowledge to rebuild smarter, stretch every dollar, and create a stronger, more resilient home for our future.\u201d<\/p>\n

 <\/p>\n

Ramona Aki, Lahaina, Maui<\/strong><\/p>\n<\/blockquote>\n

[\/et_pb_slide][et_pb_slide _builder_version=”4.27.4″ _module_preset=”default” body_quote_border_color=”#0C3233″ background_color=”RGBA(255,255,255,0)” background_enable_color=”on” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n

\n

\u201cI meet with my housing counselor every few months to go over my bills and she checks on how I am doing. She tells me to try and save money even if it\u2019s $5.00. I laugh because $5.00 is hard to save, when you don\u2019t have much. With the help of the counselor and CNHA, I was able to raise my credit score. CNHA and this program allows me to stay focus and work towards a better life for me and my family. I want to become a homestead owner and with this program, I feel I can make my dream come true. Mahalo Nui! CNHA and to my housing counselor for giving me confidence in myself and know I will be ok.\u201d<\/p>\n

Mrs. Rivera, Kapolei, O\u02bbahu<\/strong><\/p>\n<\/blockquote>\n

Mrs. Rivera has been in the program since 2021. She started with the RURP Rent and Utility Assistance and then moved to Kupuna Rental Assistance.<\/em><\/p>\n

[\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Legal-ese Section” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/08\/lashing-vert-01-scaled.png” background_size=”contain” background_position=”bottom_left” locked=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.17.6″ _module_preset=”default” background_color=”#FFFFFF” max_width=”1320px” custom_margin=”||||false|false” custom_padding=”|30px|35px|30px|false|true” custom_padding_tablet=”40px|30px|40px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” border_radii=”off|||10px|10px” box_shadow_style=”preset3″ box_shadow_vertical=”40px” box_shadow_blur=”60px” box_shadow_spread=”-10px” box_shadow_color=”rgba(0,0,0,0.12)” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text: Legal-ese” _builder_version=”4.27.4″ _module_preset=”534cc526-6274-4e31-9e1a-7f18a5947bf1″ text_text_color=”#919191″ text_font_size=”11px” header_text_align=”center” header_3_font=”DM Serif Display||||||||” header_3_text_align=”left” header_3_text_color=”#011d21″ header_3_font_size=”42px” header_3_line_height=”1.5em” header_4_font=”DM Sans|700||on|||||” header_4_text_color=”#EF8451″ header_4_font_size=”14px” header_4_letter_spacing=”1px” header_4_line_height=”1.5em” custom_margin=”||||false|false” header_3_font_size_tablet=”14px” header_3_font_size_phone=”34px” header_3_font_size_last_edited=”on|phone” header_4_font_size_tablet=”14px” header_4_font_size_phone=”” header_4_font_size_last_edited=”on|tablet” locked=”off” global_colors_info=”{}”]<\/p>\n

HUD HOUSING COUNSELING
<\/strong>CLIENT DISCLOSURE STATEMENT<\/strong><\/p>\n

The Hawaiian Council, a Hawai\u02bbi non-profit, a HUD Certified Housing Counseling Affiliate and a Certified Community Development Financial Institution (CDFI), provides Pre-Purchase Housing Counseling services throughout the State of Hawai\u02bbi. CNHA is a statewide service provider with offices on O\u02bbahu and Maui.<\/p>\n

The federal government requires under 24CFR 303(g) that CNHA disclose the following:<\/p>\n

Types of Service by CNHA: CNHA provides community development programming that includes Housing Counseling, Financial Education Training, Loan Fund Products and Technical Assistance to business and community organizations. These services are free of charge to you and you are not required to pay any fees.<\/p>\n

Financial Relationships with Industry Partners: CNHA receives funding and support from a variety of industry partners with similar goals and services.<\/p>\n

Financial relationships with Industry Partners include the following:<\/p>\n

    \n
  • U.S. Treasury CDFI Fund & U.S. Housing & Urban Development<\/li>\n
  • U.S. Small Business Administration<\/li>\n
  • State of Hawaii Department of Hawaiian Home Lands<\/li>\n
  • City & County of Honolulu<\/li>\n
  • National Coalition of Asian Pacific Americans in Community Development<\/li>\n
  • Oweesta Corporation & Rural Community Assistance Corporation<\/li>\n
  • Hawaii Homeownership Center<\/li>\n<\/ul>\n

    Client Obligations: As a client of CNHA you are under no obligation to receive any services or participate in any activities offered by CNHA, the above-listed partners and agencies, or any other business, agency, or partner. Additionally, CNHA does not discriminate because of race, color, religion, sex, national origin, disability, familial status, or age.<\/p>\n

    Alternative Options: If you do not want any services from CNHA, or believe you require other programs or products, you may also contact one of the following:<\/p>\n

      \n
    1. Hawaii Housing Finance & Development Corporation \u2013 (808) 587-0597<\/li>\n
    2. Department of Housing and Urban Development \u2013 (808) 522-8175<\/li>\n
    3. Federal Housing Administration \u2013 (800) 225-5342<\/li>\n<\/ol>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/08\/cnha-backdrop-v2.png” background_enable_image=”off” background_size=”contain” background_position=”bottom_right” custom_padding=”0px||0px||false|false” global_module=”1202″ saved_tabs=”all” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/08\/HawaiianCouncil-Logo-Black-1.png” title_text=”HawaiianCouncil-Logo-Black 1″ _builder_version=”4.27.4″ _module_preset=”default” width=”33%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.17.6″ _module_preset=”default” header_2_text_align=”center” header_2_font_size=”3em” global_colors_info=”{}”]<\/p>\n

      What We Do<\/h2>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.19.1″ _module_preset=”default” max_width=”1280px” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Rent & Mortgage Relief” image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/08\/thumb_rent-mortage-relief.jpg” alt=”Rent & Mortgage Relief Thumbnail” _builder_version=”4.19.2″ _module_preset=”default” header_level=”h3″ body_font_size=”16px” body_line_height=”1.5em” use_background_color_gradient=”off” global_colors_info=”{}”]<\/p>\n

      We can help you find the resources you need for your \u02bbohana to thrive -from mortage to utilities and assistance programs.<\/p>\n

      [\/et_pb_blurb][et_pb_button button_url=”http:\/\/hawaiiancouncil.org\/staging\/quiz” url_new_window=”on” button_text=”See if you qualify” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”94ef7aca-dcd9-4f9d-93b2-efa3466cebc7″ custom_button=”on” button_text_size=”14px” button_text_color=”#b64913″ button_border_width=”1px” button_border_color=”#b64913″ button_border_radius=”37px” button_font=”DM Sans|700||on|||||” custom_padding=”12px|22px|12px|22px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#b64913″ button_bg_enable_color__hover=”on” button_border_width__hover_enabled=”on|desktop” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Kilohana” image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2023\/10\/pexels-jess-loiterton-4321407.jpg” alt=”Kilohana Collective Thumbnail” _builder_version=”4.22.2″ _module_preset=”default” header_level=”h3″ body_font_size=”16px” body_line_height=”1.5em” use_background_color_gradient=”off” global_colors_info=”{}”]<\/p>\n

      Kilohana is a collaborative of complementary change agents committed to fulfilling HTA\u2019s vision and specific directives.<\/p>\n

      [\/et_pb_blurb][et_pb_button button_url=”https:\/\/www.hawaiitourismauthority.org\/media\/4286\/hta-strategic-plan-2020-2025.pdf” url_new_window=”on” button_text=”See HTA’s Strategic Plan” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”94ef7aca-dcd9-4f9d-93b2-efa3466cebc7″ custom_button=”on” button_text_size=”14px” button_text_color=”#b64913″ button_border_width=”1px” button_border_color=”#b64913″ button_border_radius=”37px” button_font=”DM Sans|700||on|||||” custom_padding=”12px|22px|12px|22px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#b64913″ button_bg_enable_color__hover=”on” button_text_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_border_width__hover_enabled=”on|desktop” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Community Programs” image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/08\/thumb_community-programs.jpg” alt=”Community Programs Thumbnail” _builder_version=”4.17.6″ _module_preset=”default” header_level=”h3″ body_font_size=”16px” body_line_height=”1.5em” use_background_color_gradient=”off” global_colors_info=”{}”]<\/p>\n

      Our community programs work with members of our community to develop the skills and resources needed to thrive.<\/p>\n

      [\/et_pb_blurb][et_pb_button button_url=”\/programs” button_text=”Community Programs” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”94ef7aca-dcd9-4f9d-93b2-efa3466cebc7″ custom_button=”on” button_text_size=”14px” button_text_color=”#b64913″ button_border_width=”1px” button_border_color=”#b64913″ button_border_radius=”37px” button_font=”DM Sans|700||on|||||” custom_padding=”12px|22px|12px|22px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#b64913″ button_bg_enable_color__hover=”on” button_text_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_border_width__hover_enabled=”on|desktop” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Join Our Community” image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2022\/08\/thumb_join-community.jpg” alt=”Membership Thumbnail” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ body_font_size=”16px” body_line_height=”1.5em” use_background_color_gradient=”off” global_colors_info=”{}”]<\/p>\n

      Become a Hawaiian Council member to get the opportunity to join other k\u0101naka in lifting, empowering and inspiring our l\u0101hui.<\/p>\n

      [\/et_pb_blurb][et_pb_button button_url=”https:\/\/www.memberplanet.com\/Groups\/GroupJoinLoginNew.aspx?ISPUB=true&invitee=r1eb48693k3rp” url_new_window=”on” button_text=”Become a member” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”94ef7aca-dcd9-4f9d-93b2-efa3466cebc7″ custom_button=”on” button_text_size=”14px” button_text_color=”#b64913″ button_border_width=”1px” button_border_color=”#b64913″ button_border_radius=”37px” button_font=”DM Sans|700||on|||||” custom_padding=”12px|22px|12px|22px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#b64913″ button_bg_enable_color__hover=”on” button_text_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_border_width__hover_enabled=”on|desktop” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#e0e0d9″ use_background_color_gradient=”on” background_color_gradient_direction=”203deg” background_color_gradient_stops=”#f7f7f7 0%|#e0e0d9 100%” background_image=”https:\/\/mllljc1ubsvr.i.optimole.com\/cb:zges.5da96\/w:auto\/h:auto\/q:mauto\/f:best\/http:\/\/hawaiiancouncil.org\/staging\/wp-content\/uploads\/2025\/08\/lashing-vert-01-scaled.png” border_radii=”on|45px|45px|45px|45px” border_width_all=”20px” border_color_all=”#FFFFFF” global_module=”1203″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” module_alignment=”center” custom_margin=”|401px||auto||” custom_padding=”|1px||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”DM Serif Display||||||||” text_text_color=”#b64913″ text_font_size=”2em” text_letter_spacing=”0.5px” text_line_height=”1.5em” header_2_text_align=”center” header_2_font_size=”3em” text_orientation=”center” width=”100%” max_width=”900px” module_alignment=”center” custom_margin=”|-97px||86px||” custom_padding=”|||0px||” text_font_size_tablet=”” text_font_size_phone=”1.6em” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]Questions regarding our programs and services?<\/span><\/p>\n

      Call us at 808-596-8155<\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

      Ho\u02bbom\u0101kaukau i ka w\u0101 ikaika, i \u02bbole e \u02bbeha i ka w\u0101 pilikia.Prepare during times of strength, so you won\u2019t suffer during times of hardship.Our PurposeIn Hawaiian culture, financial well-being is not just about individual success; it reflects our relationships\u2014our kuleana to \u02bbohana, our care for community, and our stewardship of \u02bb\u0101ina. By embracing values […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":515,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

      \r\n

      OUR COMMUNITY<\/span><\/h1>\r\n<\/div>\r\n
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      JOIN THE CNHA\u00a0MEMBERSHIP<\/span><\/span><\/span><\/h1>\r\n<\/div>\r\n
      \r\n